Medical bills can quickly add up when you are dealing with a workplace injury or illness. If you or someone close to you has been hurt on the job, you have rights. At Maurer Law, our Raleigh workers’ compensation attorneys can help you recover the benefits for medical expenses to which you are entitled for your harm. We can thoroughly evaluate the facts giving rise to your accident and provide you with an honest assessment of your claim.Understanding Coverage for Medical Expenses
Under North Carolina law, employers are required to carry workers’ compensation insurance if three or more employees are employed at the business. There are certain limited exceptions to the rule. Essentially, if you are injured or become ill due to a work-related accident or event, you can seek medical expenses, lost wages, and other benefits through workers’ compensation. This is true even if the work injury or illness is caused by the worker’s own negligence. There is no limitation as to how long you must work for an employer before you are entitled to benefits. In other words, the day that you begin your job, you are covered by workers’ compensation.
If you are injured on the job, you should immediately report that injury to your supervisor and seek medical treatment. While your employer has the right to direct your medical care, it cannot stop you from seeking emergency medical care if you need it. In any case, you are required to give written notice to your employer within 30 days of your injury, or of the onset of an occupational disease. You must file your claim with the North Carolina Industrial Commission (NCIC) within two years of the injury or illness. Medical expenses that are typically covered by workers’ compensation insurance include emergency room care, hospital stays, doctor visits, x-rays, blood tests, therapy and rehabilitation treatment, and transportation costs to and from appointments.
The NCIC implements the rules and regulations set forth in the North Carolina Workers’ Compensation Act. The Medical Fees Section of the NCIC processes injured employees’ medical bills for services provided under a workers’ compensation claim. Medical bills are reviewed and adjusted, if needed, prior to being sent to the insurance company for payment. It is important to note that a medical provider will not necessarily receive 100 percent reimbursement for every bill. Instead, a medical provider will be reimbursed based on the NCIC Medical Fee Schedule or any contract to which it agreed with the payor.
Medical treatment for a construction accident or another incident on the job is provided and directed by the employer or its insurance company, subject to any NCIC orders. The employee can petition the NCIC to change doctors or to approve a doctor of the employee’s choosing by showing a solid basis for doing so. However, payment by the employer or its insurance company is not guaranteed unless written permission is obtained from the employer, insurance company, or NCIC before treatment is rendered. Thus, it is imperative to follow the correct procedural requirements to make sure that you will be covered.
If a worker travels 20 miles or more round-trip for medical treatment in a workers’ compensation case, that worker is entitled to collect for mileage at the rate of 54 cents per mile of travel on or after January 1, 2016. The rate varies depending on the year, so if your medical treatment was prior to 2016, we can help you determine the proper reimbursement rate.Consult a Workers’ Compensation Attorney in the Raleigh Area
If you have been injured in a car accident or another incident on the job, do not delay in consulting a skilled Raleigh lawyer who can assess the merits of your case. At Maurer Law, we are committed to aggressively advocating for the compensation that victims deserve for their harm. We understand that this is a stressful time in your life, but we will try to make the legal process as seamless as possible for you. We also represent people in cities such as Durham, Cary, Chapel Hill, and Fayetteville. To learn more about your legal rights and options, feel free to call us at 919-229-8359 or contact us online.